Rates - Loans
Rates are accurate as of 11-3-09 and subject to change daily without notice.
For more information on applicable fees and terms, please contact a financial service officer at 488.0035.
Auto and Other Loans
RVs, Boats and Motorcycles
| Terms | Annual Percentage Rate |
|---|---|
| Up to 5 years | 6.45% - 17.99% |
| 5-10 years | 7.05% - 17.99% |
| 10-15 years | 7.45% - 17.99% |
New Auto Loan
| Terms | Annual Percentage Rate |
|---|---|
| 36 months or less | 5.24% - 17.99% |
| 48-60 months | 5.49% - 17.99% |
| 72 months | 5.74% - 17.99% |
New Auto Refinance
| Terms | Annual Percentage Rate |
|---|---|
| All Terms | 5.24% - 17.99% |
Used Auto Refinance
| Terms | Annual Percentage Rate |
|---|---|
| All terms | 5.24% - 17.99% |
Used Auto Loan
| Terms | Annual Percentage Rate |
|---|---|
| 36 - 60 months | 5.24% - 17.99% |
| 72 months | 5.74% - 17.99% |
Personal Property
| Terms | Annual Percentage Rate |
|---|---|
| Up to 36 months | 9.90%-18.00% |
Signature Loan
| Terms | Other | Annual Percentage Rate |
|---|---|---|
| Up to 3 years | Limits range from $300 to $20,000 | 12%-18% |
Revolving Line of Credit
| Other | Annual Percentage Rate |
|---|---|
| Limits range from $300 to $20,000 | 15.9%-18% |
Mortgages/Equity Loans
Unimproved Property
| Terms | Annual Percentage Rate |
|---|---|
| 5 years or less | 8.1% - 15.6% |
| 5 to 10 years | 8.45% - 16.95% |
| 15 to 20 years | 9.1% - 18.0% |
LIFELINE Home Equity Line of Credit
| Terms | Other | Annual Percentage Rate |
|---|---|---|
| Maximum term of 20 years | $5,000-$500,000, Up to 90% of market value | Prime -1 to Prime +1 |
Home Equity Closed End Loan
| Terms | Other | Annual Percentage Rate |
|---|---|---|
| 5 yrs or less | up to 95% of market value. | 6.74-15.00 |
| 10 yrs or less | up to 95% of market value. | 7.09-16.50 |
| 20 yrs or less | up to 95% of market value. | 7.49-18.00 |
| 5 yrs or less | up to 95% of market value. | 7.49-15.00 |
| 10 yrs or less | up to 95% of market value. | 7.75-16.50 |
| 20 yrs or less | up to 95% of market value. | 8.00-18.00 |
Conventional 15-year Mortgage
| Rate | Annual Percentage Rate |
|---|---|
| 4.625% | 4.962% |
Conventional 30-year Mortgage
| Rate | Annual Percentage Rate |
|---|---|
| 5.25% | 5.66% |
VA 30-year Mortgage
| Rate | Annual Percentage Rate |
|---|---|
| 5% | 5.274% |
FHA 30-year Mortgage
| Rate | Annual Percentage Rate |
|---|---|
| 5% | 5.973% |
