Rates - Loans
Rates are accurate as of 3-9-10 and subject to change daily without notice.
For more information on applicable fees and terms, please contact a financial service officer at 488.0035.
Auto and Other Loans
RVs, Boats and Motorcycles
| Terms | Annual Percentage Rate |
|---|---|
| Up to 5 years | 6.45% - 17.99% |
| 5-10 years | 7.05% - 17.99% |
| 10-15 years | 7.45% - 17.99% |
New Auto Loan
| Terms | Annual Percentage Rate |
|---|---|
| 36 months or less | 4.74% - 17.99% |
| 48-60 months | 4.99% - 17.99% |
| 72 months | 5.49% - 17.99% |
New Auto Refinance
| Terms | Annual Percentage Rate |
|---|---|
| All Terms | 4.99% - 17.99% |
Used Auto Refinance
| Terms | Annual Percentage Rate |
|---|---|
| All terms | 4.99% - 17.99% |
Used Auto Loan
| Terms | Annual Percentage Rate |
|---|---|
| 36 months | 4.74% - 17.99% |
| 60 months | 4.99% - 17.99% |
| 72 months | 5.49% - 17.99% |
Personal Property
| Terms | Annual Percentage Rate |
|---|---|
| Up to 36 months | 9.90%-18.00% |
Signature Loan
| Terms | Other | Annual Percentage Rate |
|---|---|---|
| Up to 3 years | Limits range from $300 to $20,000 | 12%-18% |
Revolving Line of Credit
| Other | Annual Percentage Rate |
|---|---|
| Limits range from $300 to $20,000 | 15.9%-18% |
Mortgages/Equity Loans
Unimproved Property
| Terms | Annual Percentage Rate |
|---|---|
| 5 years or less | 8.1% - 15.6% |
| 5 to 10 years | 8.45% - 16.95% |
| 15 to 20 years | 9.1% - 18.0% |
LIFELINE Home Equity Line of Credit
| Terms | Other | Annual Percentage Rate |
|---|---|---|
| Maximum term of 20 years $5,000-$500,000 Up to 90% of market value | Maximum rate of 18% with 2% annual and 6% lifetime caps; 4.5% floor limit. | 4.5% - 4.75% |
Home Equity Closed End
| Terms | Other | Annual Percentage Rate | Payment per $1000 Borrowed |
|---|---|---|---|
| 5 years or less | Up to 90% of market value | 6.74% - 15% | $19.38 - $23.79 |
| 10 years or less | Up to 90% of market value | 7.09% - 16.5% | $11.66 - $17.07 |
| 15 or 20 years or less | Up to 90% of market value - $40,000+ Minimum Loan Total | 7.49% - 18% | $9.27 - $15.44 |
Conventional 15-year Mortgage
| Rate | Annual Percentage Rate | Payment per $1000 Borrowed |
|---|---|---|
| 4.5% | 4.375% | $7.66 |
Conventional 30-year Mortgage
| Rate | Annual Percentage Rate | Payment per $1000 Borrowed |
|---|---|---|
| 5.25% | 5.049% | $5.53 |
VA 30-year Mortgage
| Rate | Annual Percentage Rate | Payment per $1000 Borrowed |
|---|---|---|
| 5.25% | 5.147% | $5.53 |
FHA 30-year Mortgage
| Rate | Annual Percentage Rate | Payment per $1000 Borrowed |
|---|---|---|
| 5.25% | 5.443% | $5.53 |
