Rates - Deposits, Checking & Savings
Rates are accurate as of 11-18-09 and subject to change daily without notice.
For more information on applicable fees and terms, please contact a financial service officer at 488.0035.
Savings Accounts
Savings Account Rate
| Minimum Balance | Dividend Posting | Prospective Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $5-$24,999.99 | Quarterly | 0.35% | 0.35% |
| $25,000 - $49,999.99 | Quarterly | 0.60% | 0.60% |
| $50,000 and above | Quarterly | 0.85% | 0.85% |
iSave! Systematic Savings Account
| Minimum Balance | Dividend Posting | Rate | Annual Percentage Yield |
|---|---|---|---|
| First $1000 | Quarterly | 5.00% | 5.02% |
| $1,001 - $24,999.99 | Quarterly | 0.35% | 0.50% |
Holiday Club Account
| Minimum Balance | Dividend Posting | Prospective Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $5 | Quarterly | 0.35% | 0.35% |
Checking Accounts
iEarn! Checking
| Minimum Balance | Rate | Annual Percentage Yield |
|---|---|---|
| Balances under $1,000 | 0.10% | 0.10% |
| $1,000.01 - $24,999.99 | 1.00% | 1.01% |
| $25,000 and up | 0.10% | 0.10% |
High Yielding Deposits
91 Day Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 0.59% | 0.59% |
182 Day Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 0.90% | 0.90% |
52 Week (Includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 1.49% | 1.48% |
2-year Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 1.60% | 1.59% |
30-month Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 1.81% | 1.80% |
4-year Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 2.12% | 2.10% |
IRA
| Minimum Balance | Dividend Posting | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| $50 - $24,999.99 | Monthly | 1.36% | 1.35% |
| $25,000 - $49,999.99 | Monthly | 1.56% | 1.55% |
| $50,000 and above | Monthly | 1.87% | 1.85 |
Roth IRA
| Minimum Balance | Dividend Posting | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| $50-$24,999.99 | Monthly | 1.36% | 1.35% |
| $25,000-$49,999.99 | Monthly | 1.56% | 1.55% |
| $50,000-and above | Monthly | 1.87% | 1.85% |
Education IRA
| Minimum Balance | Dividend Posting | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| $50 | Monthly | 3.82% | 3.75% |
Money Market Account
| Minimum Balance | Dividend Posting | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| $2,500.00 - $24,999.99 | Monthly | 0.59% | 0.59% |
| $25,000.00 - $99,999.99 | Monthly | 0.83% | 0.83% |
| $100,000 and up | Monthly | 1.10% | 1.09% |
