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Consumer Education

PROsumer Seminars

Whoever said "There's no such thing as a free lunch?" didn't know about the Florida Commerce PROsumer Seminars. We'll bring lunch to your office AND provide consumer education for your entire staff.

Farming or "Pharming?"

Though Pharming attacks are not as well known, they are a serious threat to unsuspecting consumers. The main threat is that they are extremely difficult to detect and can be perpetrated in many ways.

What is a Man-in-the-Middle Attack?

Much like Phishing and Pharming, the goal of this type of internet scam is to gain access to confidential information. An unwanted third party proxies traffic back and forth between a user and a website, recording the entire transaction.

Balance Transfer Offers: How to use them wisely

Are you considering transferring your credit card debt to a “teaser rate” card (where a very low interest rate is charged on balance transfers for a specific amount of time)? If so, don’t just do the math – there are many other factors to take into account before shifting your balances.

Credit Card Debt and Living on a Fixed Income

For senior citizens living on a fixed income can be stressful. There are steps you can take to relieve the pressure of debt and the challenges of covering necessary living expenses.

Drive Away Happy

Use this booklet to learn about topics such as:

  • Determining total vehicle costs (cost of the car, cost of the credit, auto insurance, maintenance, gas, etc.)
  • Budgeting for the purchase and upkeep of the vehicle
  • Financing the vehicle
  • Understanding the effects of making late payments (adverse effect on credit reports and credit scores)

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Drive Away Happy.pdf (458.49 kB)